The program assists Marines and their families in achieving and sustaining personal financial readiness by providing personal financial education, training, counseling, and financial information and referral. A solid understanding of personal finances will build confidence in facing financial challenges, responsibilities and mission readiness.


Personal Financial Management Program (PFMP) provides personal financial education, training and counseling at no cost to Marines, Sailors and their families. A solid understanding of personal financial situations will give a better chance of achieving financial success during your career and help build confidence in facing financial challenges and responsibilities. The program delivers training and education to service members and their families on a recurring basis at the unit level or on an individual basis. 

MCO 1700.37

Contact Information

Personal & Financial Management

Building 1526
7th Street
Twentynine Palms, California 92278

Phone: 7608304032

Follow Personal & Financial Management:

Monday 730am - 400pm
Tuesday 730am - 400pm
Wednesday 730am - 400pm
Thursday 730am - 400pm
Friday 730am - 400pm
Saturday Closed
Sunday Closed


The one-on-one budget counseling sessions requires the following items:

  • List of all creditors (include all loans, lines of credit, and credit cards) with the following information:
    • Balance due
    • Due date
    • Minimum monthly payment
    • Annual percentage rate (APR)
  • Leave and Earnings Statement (LES), other sources of income
  • List of all bills, mortgage/rent, utilities, insurance, cell phone, Wi-Fi, streaming services, etc.
  • Most recent bank statement and/or credit card statement

Call us to schedule the one-on-one counseling session and to get additional information on all workshops and trainings.

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